American Family

 
 
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American-Family

All about American Family

The American Family was established during the year 1979 and its name has been changed as the International Cultic Studies Association(ICSA) during the year 2004. It consists of a group of teachers, professionals, families who involve in teaching others. The American Family began with three employees and 346 charter member policyholders. Today, this company offer multiple insurance and financial product lines in 18 states.

The main criteria behind creating American Family Foundation is to advance the theories and therapies alongside research work. And it providing with professional education that binds the family together also to expand and it share the knowledge, that is why today it stud the nations third largest mutual property and casualty insurer. It is 16th largest property and casualty insurance company group.

The American Family Insurance provides a different kinds of reliable insurance and financial products. Whether you need health insurance, home and property insurance, vehicle insurance, life insurance, business insurance and where as financial products like installments or loans. American Family gives the best services by giving the complete customer satisfaction which means it does all the needful which is required by the customers in all possible way. Because of its financial strength it is very strong.


Tell us what you think ! Let us know the Strengths and Weaknesses of American Family ! Write unbiased opinions,share them with other customers and help them choose the best plan !

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By
Location Watertown,Wisconsin
Type of Insurance Auto Insurance
Date: 04-22-2009
   
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Been with Am Fam for 20 years and now switching. Frequently raising prices without logical explanations. Example: They cite individual credit rating as one factor to influence policy price. I have a good credit rating on my auto coverage and a bad credit rating on your home. Rating is not influenced by claims but as they state your credit score which in my case it is 770. Also, local agent does not return calls and seldom captures accurate information on policies..
 
By Gary
Location St Louis,Missouri
Type of Insurance Property Insurance
Date: 04-20-2009
   
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Summary
I have just filed a claim with American Family on my tractor and a couple other things stolen from my barn. The adjuster finally showed up after 5 days and the first thing he wanted to assure me of is that I dont have enough coverage and he started telling me what they wouldn't cover because of him considering my stuff farm equipment even though I dont farm. He says unless specifically endorsed I have no coverage because its not considered personal property. They consider my stuff farm equipment. I pay a premium on 230000.00 of home insurance and 172000.00 in personal property just to fing out Im not covered. It seems they find a loop hole to not pay..
 
By Bruce
Location TROUTDALE,Oregon
Type of Insurance Property Insurance
Date: 03-06-2009
   
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Summary
WE HAVE BEEN WITH AMERICAN FAMILY INSURANCE FOR OVER 10 YRS. REPLACED OUR WATER HEATER AND GARBAGE DISPOSAL NO PROBLEM,THAT WAS 5 YRS AGO. 4 MONTHS AGO OUR SEPTIC HAD PROBLEMS AND WE CALLED AND THEY SAID 'NO PROBLEM.CALL FOR SERVICE. WELL THE PROBLEMS STARTED WHEN IT CAME TIME FOR US TO COLLECT.THERE CUSTOMER SERVICE WAS JUST DOWN RIGHT RUDE!, MADE US FEEL LIKE WE WERE STEALING FROM THEM.IT TOOK MY WIFE NUMEROUS PHONE CALLS AND PLAYING TAG WITH DIFFERENT REPS,UNTILL THEY FINALLY DECIDED TO CUT US A CHECK FOR $125.68, 3 MONTHS LATER.ITS NOT MUCH $ BUT IT WAS A MATTER OF PRINCIPLE.I AM SADDEN THAT THERE CUSTOMER SERVICE HAS GONE DOWN THE TOILET AND STRAIGHT TO MY SEPTIC TANK..
 
By
Location Plymouth,Minnesota
Type of Insurance Property Insurance
Date: 02-26-2009
   
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Customer Services
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Summary
Had hail damage, had adjuster out and claim done, roof redone and settled all with 3 weeks no jerking around or double talk, very satisified.
 
By Melissa R
Location Kaukauna,Wisconsin
Type of Insurance Life Insurance
Date: 10-02-2008
   
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Summary
I have had all my insurance through American Family for 4 yrs, My local agent is great, I love them, but they are only an agent. The corp. raised our rates for no reason, no tickets perfect driving record. They ripped me off, I will never go back again. I was also randomely selected for aa premium increase, how is that even legal? BEWARE!!1 I have never filed a claim for auto or homeowners, yet they raise my rates, there must be some polatician in the corp headquarters, who needs his head examined..
 
By
Location Gleason,Wisconsin
Type of Insurance Auto Insurance
Date: 08-19-2008
   
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Cost
Customer Services
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Summary
We've had two different incidents where we/our vehicles were struck by an American Family policy holder, and both times we have had slower that slow claim service, and just all out annoyance. When you have a liability claim, take care of those people too..
 
By James J. Helmuth
Location Rineyville,Kentucky
Type of Insurance Property Insurance
Date: 05-21-2008
   
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Customer Services
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Summary
We switched to this company because we were told that this was the best insurance we could ever purchase. This is a great company on paper as long as you never need to file a claim and actualy use the insurance that you have purchased. This company will do everything they can to find a exclusion to not have to cover you. It sure makes you feel like this is a waist to pay insurance as a requirement and know that you still will not be secure of coverage. What is the point. This company has the worst customer relation I have ever delt with. The agents don't even come out to meet with you when you have a claim, they just want to handle over the phone. Now I know why. This is so they don't have do deal with you in person and tell you they found a loop hole to not cover you!!!!!!!!!!!!!!!!!!!!!!!!!!.
 
By moatsad
Location keokuk,Iowa
Type of Insurance Property Insurance
Date: 03-25-2008
   
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After many years (10+) of insurance with them with no claims, no late pays, we have had nothing but grief with the Keokuk Ia. They said we had to put on new roof, we did. They said we had to reside the garage. We did. A year goes by. Then they said we had to reside the house - in the middle of winter deep freeze. We said first thing come spring - the contractors protected it with plywood and plastic where it had blown off. They said nope had to be now . So we did. Then we received notice that we needed to replace the roof and garage siding. The local agent took pictures, never sent them to corporate in over a year. Local agent gave poor service. We tell them so. Then we receive notice that we are canceled because we didn't fix the front siding on the house, but we did, a month prior just like they asked. You know what, I'm just tired of having to fight to pay them my easy premiums every month - poor service, poor agent. Don't bother with these guys. I can only imagine the run around with a claim would be. And now since we don't live there they said to reinstate it would be a commercial policy. Does it ever end with them ? I don't feel I could trust them at all..
 
By Amanda
Location Houston,California
Type of Insurance Other Insurance
Date: 03-17-2008
   
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If you consider your family the most important aspect of your life, American family insurance consider you as the important aspect of their family. I loved my family more than any thing else and this prompted me to get associated with American Family insurance without a second thought. Their security gave me peace and a sound sleep at night when I realized that my home, car and family are safe in their hands. I am sure I have taken the right decision and I would like to advice you to take a wise decision my covering your family and home with American family insurance..
 
By Michel Dawn
Location Colombus,Ohio
Type of Insurance Other Insurance
Date: 03-04-2008
   
Coverage
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Summary
The name says it all. American Family which got its name changed to International Cultic Studies Association(ICSA) during the year 2004, provides a variety of insurance and financial products. If you want to go for home insurance, then this is the right place. Being associated with American Family for more than two years, it has never let me down. According to me, they have the best customer care. So the next time you look for health insurance, home and property insurance, vehicle insurance, life insurance, never hesitate to go for American Family..
 
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